A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts plus the other agreed charges.The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. In other words, credit cards combine payment services with extensions of credit.Complex fee structures in the credit card industry may limit customers ability to comparison shop, helping to ensure that the industry is not price-competitive and helping to maximize industry profits. Due to concerns about this, many legislatures have regulated credit card fees.
A credit card is different from a charge card, which requires the balance to be repaid in full each month.In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card identifier and does not directly identify the bank account number/s to which the card is/are linked by the issuing entity. The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. In the case of stored-value type cards, the association with a particular customer is only made if the prepaid card is reloadable. Card numbers are allocated in accordance with ISO/IEC 7812. The card number is usually prominently embossed on the front of a payment card, and is encoded on the magnetic stripe and chip, but may be imprinted on the back of the card.
The payment card number differs from the Business Identifier Code (BIC/ISO 9362, a normalized code—also known as Business Identifier Code, Bank International Code or SWIFT code). It also differs from Universal Payment Identification Code, another identifier for a bank account in the United States.
below is a list of valid cc enjoy
5163481634007755|02|2022|933
5163487416365741|07|2023|898
5163480046220725|03|2021|647
5163488773207146|10|2024|825
5163484600483745|08|2022|619
5163485273042403|11|2023|733
5163482684535380|09|2022|391
5163482144021351|03|2023|113
5163483374711604|06|2022|729
5163480624472672|02|2022|699
5163483803663673|09|2023|620
5163487236052107|04|2022|605
5163486737774151|06|2023|237
5163486481064833|07|2024|284
5163486336344745|02|2023|670
5163480440136543|11|2024|760
5163488235038048|10|2021|145
5163480205311265|02|2022|228
5163486038547314|05|2021|178
5163482037562040|09|2024|201
5163483105227110|11|2021|315
5163485341748874|07|2022|727
5163485383154882|12|2024|830
5163487521458340|12|2021|483
5163481316372618|06|2023|383
5163486201251181|01|2023|208
5163483632706172|04|2021|494
5163488586354804|10|2021|445
5163480148764042|06|2021|472
5163485423011852|07|2023|261